Don't Accept Less.
Demand Recon.
Demand Recon.
Professional Insurance Appraisal & Umpire Services
Professional Insurance Appraisal & Umpire Services
At Appraisal Recon Co., we are committed to one thing: reaching a fair and accurate settlement on your disputed insurance claim. When your insurance company and your contractor can't agree on the value of damages, the appraisal process exists to resolve that dispute — and we're here to make sure it's handled properly.
We work as appraisers and umpires, providing impartial, evidence-based valuations on property and casualty damages. Our role is not to take sides — it's to ensure the damage is accurately documented and fairly valued so the process can move forward.
"A fair settlement starts with an accurate one. That's what the appraisal process is designed to deliver."
Whether you're a homeowner or a contractor dealing with a disputed claim, ARC brings the expertise and objectivity to see the process through — from inspection to award.
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When you and your insurer disagree on the value of damages, we step in as your appraiser to build a comprehensive, defensible valuation — backed by documentation and industry standards.
When two appraisers reach an impasse, a neutral umpire is required to break the deadlock. As umpires, we provide binding, impartial decisions that resolve disputes fairly and efficiently.
Not sure what your damage is actually worth? Our loss consultants perform thorough property inspections and prepare detailed scope-of-loss reports that reflect true replacement cost — not insurer minimums.
We follow the appraisal process to the letter — no shortcuts, no bias. Just the facts, the damage, and the fair number.
We don't rest until the settlement reflects the true, documented cost of the loss — nothing more, nothing less.
We move with urgency. Every day a claim goes unresolved costs you money. We work fast without cutting corners.
We know Texas insurance law, local building costs, and regional weather damage patterns — inside and out.
Call or submit the form below. We review your claim details and advise on the best path forward — at no cost.
The homeowner submits the formal demand for appraisal to their insurance company. We walk you through exactly what that looks like and what to expect once the process begins.
We conduct a thorough inspection of the damages and work directly with the opposing appraiser to reach a fair, agreed-upon settlement.
We work toward a signed Award — the binding settlement figure that your insurer is legally obligated to pay.
I was told by my insurance company my roof damage was only worth $4,200. After bringing in Appraisal Recon Co., the appraisal award came back at over $18,000. They knew exactly what my policy covered and made sure I got every dollar I was owed.
— Houston Homeowner, Harris County
Appraisal Recon Co. was founded on a simple belief: when a dispute exists, it deserves a fair and accurate resolution. The appraisal process is the proper channel for that — and we're here to make sure it's carried out with integrity on both sides.
Led by Zachary Wheeler, ARC operates across Texas with deep expertise in residential and commercial property damage claims. We've helped clients recover hundreds of thousands of dollars in underpaid settlements across roofing, structural, water, and fire damage claims.
"Don't Accept Less. Demand Recon." is more than a slogan — it's a standard we hold ourselves to on every single claim.
As both appraisers and umpires, we understand the full dispute lifecycle. We speak the language of adjusters, contractors, and attorneys — and we use that knowledge to ensure the process reaches a fair, documented outcome.
If a dispute already exists on your claim, the appraisal process may be the right path forward. Reach out today — your consultation is free, and there's no obligation.