Insurance Appraisal & Umpire Services

Don't Accept Less.
Demand Recon.

Underpaid or disputed property claim? Appraisal Recon Co. uses the appraisal process to get your damage accurately documented and fairly valued.

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  • Free consultation, no obligation
  • Appraisers and umpires for residential and commercial claims
  • Inspection through signed appraisal award
Welcome to ARC

Insurance appraisals, done right

At Appraisal Recon Co., we're committed to one thing: reaching a fair and accurate settlement on your disputed insurance claim. When your insurance company and your contractor can't agree on the value of the damage, the appraisal process exists to resolve that dispute, and we make sure it's handled properly.

We work as appraisers and umpires, providing impartial, evidence-based valuations of property and casualty damage. Our job is to make sure the damage is accurately documented and fairly valued so the claim can move forward.

"A fair settlement starts with an accurate one. That's what the appraisal process is designed to deliver."

Whether you're a homeowner or a contractor dealing with a disputed claim, ARC brings the expertise and objectivity to see it through, from inspection to award.

Who we help

  • Homeowners and property ownersYour claim was underpaid, partially denied, or stuck in a disagreement with your insurer.
  • Roofing and general contractorsYour estimate and the carrier's scope are far apart, and the job can't move forward.
  • Public adjustersNegotiations have stalled and the claim needs to go to appraisal.
What We Do

Our services

Disputed Claims Appraisal

When you and your insurer disagree on the value of the damage, we step in as your appraiser and build a thorough, defensible valuation backed by documentation and industry standards.

Umpire Services

When two appraisers reach an impasse, a neutral umpire breaks the deadlock. As umpires, we provide impartial decisions that resolve disputes fairly and efficiently.

Property Damage Consulting

Not sure what your damage is really worth? We inspect the property and prepare a detailed scope-of-loss report that reflects true replacement cost, not insurer minimums.

How It Works

The Recon process

Four steps from a disputed claim to a signed award.

  1. Free consultation

    Call or send the form below. We review your claim details and advise on the best path forward, at no cost.

  2. Demand for appraisal

    The homeowner submits a formal demand for appraisal to the insurance company. We walk you through exactly what that looks like and what to expect.

  3. Inspection and negotiation

    We inspect the damage thoroughly and work directly with the opposing appraiser to reach a fair, agreed-upon number.

  4. Appraisal award

    We work toward a signed award: the binding settlement figure your insurer is obligated to pay.

Ready to start? Call 832-599-3687 Send us your claim details
Why ARC

Why property owners and contractors choose ARC

An impartial process

We follow the appraisal process to the letter. No shortcuts, no bias: just the facts, the damage, and the fair number.

Accuracy first

We keep working until the settlement reflects the true, documented cost of the loss. Nothing more, nothing less.

Responsive and thorough

Every day a claim goes unresolved costs you money. We move with urgency without cutting corners.

Texas specialists

We know Texas insurance law, local building costs, and regional weather damage patterns inside and out.

For Contractors & Public Adjusters

When a claim stalls, bring in ARC

If your estimate and the carrier's scope are too far apart to settle, appraisal may be the way to resolve it. Give us a call and we'll talk through the claim.

  • Roofing contractors with supplements that keep getting denied
  • General contractors and remodelers waiting on an underpaid scope
  • Public adjusters who need an appraiser or umpire on a disputed claim
  • We speak the language of adjusters, contractors, and attorneys
About Us

Who we are

Appraisal Recon Co. was founded on a simple belief: when a dispute exists, it deserves a fair and accurate resolution. The appraisal process is the proper channel for that, and we make sure it's carried out with integrity on both sides.

Led by Zachary Wheeler, ARC operates across Texas with deep expertise in residential and commercial property damage claims.

"Don't Accept Less. Demand Recon." is more than a slogan. It's the standard we hold ourselves to on every claim.

As both appraisers and umpires, we understand the full dispute lifecycle, and we use that knowledge to make sure the process reaches a fair, documented outcome.

Texas basedTexas appraiserAppraiser & umpire
Service Area

Based in Magnolia, serving Texas

Statewide across Texas. We work claims in every part of the state, including:

  • Greater Houston
  • Dallas–Fort Worth
  • Austin
  • San Antonio
  • Beaumont
  • Bryan / College Station
  • Waco
  • Tyler
  • Corpus Christi
  • …and everywhere in between
Get In Touch

Start your free claim review

If there's a dispute on your claim, the appraisal process may be the right path forward. The consultation is free, and there's no obligation.

Request a free consultation

Prefer to talk? Call 832-599-3687.